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Mortgage Broker - Buying or own property? Let's save you some money!

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    Mortgage Broker - Buying or own property? Let's save you some money!

    Hi PF,

    A few of you are already aware that I run a fully qualified independent mortgage broking business. We work with a variety of clients from self employed to PAYG and first home owners to investors with complicated investment portfolios (this is my personal background for the last 15+ years). We partner with our clients to help them achieve their long term goals.

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    Its a unique time at the moment in lending. With the new APRA regulations in full effect there are great deals to be had as some banks choose to fight hard for market share offering customer incentives to do so and others don't... and in this many people don't have the best product of rate for them, so it has never been a better time to look for a better deal!

    As part of my PF approved deal for every successful settlement that comes from this thread I will donate $50 to PF.

    So whatever it is you're looking to achieve please get in contact on details below - no harm in having a conversation - no obligation!

    PM me
    e: Richard@FreedomFunding.com.au
    m: 0411 282 606
    www.FreedomFunding.com.au
    Find your Freedom
    Home Loans | Car Loans | Investment Portfolios | Property Management
    www.FreedomFunding.com.au
    www.ProgressiveProperty.com.au

    Click for PF Loans
    If you're thinking of buying, or that you may be paying too much on your home loan PM me for a no obligation chat!

    #2
    Interesting fact if you're second guessing if this might help you.... 100% of scenarios from PF to date I've been able to find a better deal than existing.
    Find your Freedom
    Home Loans | Car Loans | Investment Portfolios | Property Management
    www.FreedomFunding.com.au
    www.ProgressiveProperty.com.au

    Click for PF Loans
    If you're thinking of buying, or that you may be paying too much on your home loan PM me for a no obligation chat!

    Comment


      #3
      I've sent you an email.

      Comment


        #4
        Emailed. Morgs replies within minutes, A+ will recommend.
        Originally posted by Gussy
        It's the PF way. "Put a twin turbo LS in it brah, you'll have it converted and running in 2.5 hours and make an eazy 1000rwkw, lulz" All while the same people who suggest this stuff drive around in a corolla and have a fucked VN sitting in the garage for the past 3 years as a "project car."

        Comment


          #5
          Always check with a broker before locking anything in, and Morgs is a good egg
          Japanese Nostalgic Car - Dedicated to classic japanese cars

          Comment


            #6
            Caught my interest.
            Originally posted by Skompa
            Yeah, bit too nice for me, I prefer my R32s with mountains of bog and LS engines

            Comment


              #7
              Originally posted by Babalouie View Post
              Always check with a broker before locking anything in, and Morgs is a good egg
              Thank you sir!

              And likewise having a good accountant is absolutely fundamental so I'd encourage everyone to consider talking to an expert like Babs!
              Find your Freedom
              Home Loans | Car Loans | Investment Portfolios | Property Management
              www.FreedomFunding.com.au
              www.ProgressiveProperty.com.au

              Click for PF Loans
              If you're thinking of buying, or that you may be paying too much on your home loan PM me for a no obligation chat!

              Comment


                #8
                NAB's 350,000 points deal (worth $1800 in vouchers) expires this week. Has been very popular for clients either wanting to get on this for a new application or refinance.
                https://www.nab.com.au/sites/persona...-loans/rewards

                There are still lenders offering incentives for refinances from other financial institutions. St George still have a $1500 "cash back rebate" offer at the moment!
                Find your Freedom
                Home Loans | Car Loans | Investment Portfolios | Property Management
                www.FreedomFunding.com.au
                www.ProgressiveProperty.com.au

                Click for PF Loans
                If you're thinking of buying, or that you may be paying too much on your home loan PM me for a no obligation chat!

                Comment


                  #9
                  How do the NAB rates and conditions compare with other companies? Offset accounts and redraw's etc?
                  I climbed Mt Druitt

                  Comment


                    #10
                    NAB have a variety of options being a big Tier 1 bank - from basic low rate products (with redraw) to package products with offset / transaction account and credit cards.
                    Find your Freedom
                    Home Loans | Car Loans | Investment Portfolios | Property Management
                    www.FreedomFunding.com.au
                    www.ProgressiveProperty.com.au

                    Click for PF Loans
                    If you're thinking of buying, or that you may be paying too much on your home loan PM me for a no obligation chat!

                    Comment


                      #11
                      Ok thanks.
                      I climbed Mt Druitt

                      Comment


                        #12
                        Morgs has spent the last few months sorting out our refinance and renovation loan. It hasn't been particularly straightforward, with me losing important documents when they are needed and being interstate didn't help the application process. No problem, he flew up on a day trip to get face to face ID and docs signed.
                        Awesome work, would bang again.

                        Comment


                          #13
                          Originally posted by twosixty View Post
                          Morgs has spent the last few months sorting out our refinance and renovation loan. It hasn't been particularly straightforward, with me losing important documents when they are needed and being interstate didn't help the application process. No problem, he flew up on a day trip to get face to face ID and docs signed.
                          Awesome work, would bang again.
                          Hah! Yeah we've had to take the scenic route but we're almost there now (and then the fun begins... )
                          Find your Freedom
                          Home Loans | Car Loans | Investment Portfolios | Property Management
                          www.FreedomFunding.com.au
                          www.ProgressiveProperty.com.au

                          Click for PF Loans
                          If you're thinking of buying, or that you may be paying too much on your home loan PM me for a no obligation chat!

                          Comment


                            #14
                            Email sent

                            Cheers
                            Stew
                            Keep the shiney side up !!

                            Comment


                              #15
                              Propose namechange to Mortgs
                              www.prerunner.com.au
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